View detailed ACH Activity and Returns reports to track processing timelines, settlement details, and returned transactions with clear, actionable insights.

Overview

The ACH Reports page provides visibility into your ACH processing through Activity and Returns reports. These reports help you monitor transaction volumes, effective and settlement dates, and identify returned ACH entries with their associated reasons and codes. Use this data to reconcile ACH activity, manage exceptions, and support operational and financial reporting.

Activity

In your Activity (ACH) report, you will find a table with the following information:

• Processing Date – The date the ACH activity was processed by the system.
• Record Type – The type of ACH record reported (for example, debit, credit, or adjustment).
• Amount – The total monetary amount for the ACH activity record.
• Count – The total number of ACH records included in this entry.
• Transaction Count – The total number of individual transactions represented in the activity.
• Effective Entry Date – The date on which the ACH entry is intended to be effective at the receiving bank.
• Settlement Date – The date the ACH transactions were settled between financial institutions.

Returns

In your Returns (ACH) report, you will find a table with the following information:

• Reference – The reference identifier associated with the returned ACH transaction.
• Customer Name – The name of the customer associated with the returned transaction.
• Receiving Name – The name of the receiving party or bank for the returned transaction.
• Amount – The monetary amount of the returned ACH transaction.
• Debit/Credit – Indicates whether the returned transaction was a debit or a credit.
• Debit Amount – The amount returned for debit transactions.
• Credit Amount – The amount returned for credit transactions.
• Return Code – The ACH return code provided by the receiving bank.
• Return Reason – A description of the reason for the ACH return.
• Effective Date – The original effective date of the ACH transaction.
• Transaction Count – The total number of transactions associated with the return entry.